Hard-money lending 101: More than just rates and points

When looking to repurpose properties, there’s much to consider when connecting with a private money-lender. Power player Bryan Joyce, senior commercial loan officer at Emcap Lending, explains the method of issuing these loans—from how Emcap first establishes their rate and point system to the many other factors that could affect price fluctuations (the property’s worth and location, the buyer’s credit ad experience, etc.)

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